Instant Funding Review

Instant Funding Review

Instant Funding is a forex prop firm with an attractive Two-step challenge. They offer up to $200,000 in funding to traders

Instant Funding is a forex prop firm with an attractive Two-step challenge. They offer up to $200,000 in funding to traders

  • Numerous funding programs are available
  • Trading with no minimum or maximum time limits
  • Enjoy up to a 90% profit split
  • Instantly access trading accounts through an automated dashboard
  • The pricing may seem exorbitant to novice traders
  • Absence of outside confirmation for their claim to have funded 10,000 traders
  • Does not make using third-party EAs or copy trading possible
  • It does not enable grid trading, martingale methods, or high-frequency trading (HFT)

What is Instant Funding?

Instant Funding is an exclusive trading company that focuses on the Forex market. The company was founded in June 2022 and provides a variety of finance solutions designed to meet the specific needs of traders. The programs consist of Instant Funding, One-Phase, Two-Phase, Smart Drawdown, & Conventional Drawdown. seeks to assist traders in maximizing their trading opportunities and improving their effectiveness in the ever-changing world of Forex. The company is located in the UK and is dedicated to empowering traders to achieve their maximum potential in the Forex market.

The company provides three funding plans tailored to traders of varying skill levels: novice, intermediate, and experienced traders aiming to optimize their trading profits. These programs are available online and offer traders the flexibility to select the challenge that best matches their experience level. After being picked, traders can begin their trading experience, face their selected challenge, and obtain a funded account to start trading with real capital.

Traders with a funded account might potentially earn up to 90% of the profits made from their trades. provides a profit-sharing mechanism like AquaFunded, guaranteeing fair compensation for traders’ achievements.

The platform has garnered many favorable trader testimonials online, praising its consistent growth trajectory and value for its automated dashboard, varied trading methods, and informative training content. supports the development of proficient and seasoned traders with its scaling plan. Traders can grow their account size to a maximum of $2.5 million through this effort, enabling higher earnings and advancement towards financial independence, subject to maintaining constant success. has partnered with a respected UK-based broker to protect traders’ funds while they engage in trading activities. This cooperation provides assurance and peace of mind by alleviating worries about potential financial losses, thanks to the broker’s proven reputation for trustworthiness and dependability in the currency sector.

logo of Instant Funding.

Instant Fundin Programs and Challenges: Rules and Requirements provides a variety of trading programs tailored to meet the requirements and inclinations of traders at every skill level. The sessions are readily available and appropriate for individuals of all levels of experience. The main trading programs are:

  1. Instant Funding Program: This program is designed for traders requiring immediate access to trading funds. The profit split ranges from 70% to 90% based on the trader’s success.
  1. One-Phase and Two-Phase Challenges: These are intended for traders to enhance their trading abilities in simulated market scenarios. Completing the challenges grants access to bigger financed accounts, which serves as a reward for skilled traders.
  1. The Smart Drawdown Program: This program offers a customizable drawdown limit, allowing traders to manage risks dynamically and adjust to market movements accurately.
  1. Conventional Drawdown: This program is designed for conservative traders and uses a typical risk management strategy with fixed drawdown limits to provide increased stability and security.

Every program is meticulously crafted with explicit instructions and objectives to assist traders in cultivating a disciplined trading strategy. The program’s structure allows traders to increase their trading capacity as they perform well and follow the firm’s regulations.

Evaluation Process 

One- phase $12,500         $25,000       $50,000     $100,000       $200,000
Smart Drawdowns 10%
Daily Drawdown 3%
Min/Max Time No Limit 
Profit Split 80% (upto 90%)
Leverage 1:100
Price $99                 $149             $269             $479            $925

InstantFunding is a renowned proprietary trading company that functions using three unique model phases: Instant Funding, One-Phase, and Two-Phase. Every stage possesses distinct characteristics and demands.

Traders using the Instant Funding model can receive funding instantly without the need to go through any evaluation stages. The profit split is lower than in other models. Traders have the opportunity to increase their trading capital to $2,500,000 and may receive a profit split of up to 90%.

  1. The One-Phase model: It streamlines the process by having only one evaluation phase and provides an 80% profit split without any time limits. Traders that pass the evaluation can access an 80% profit split, with a smart drawdown beginning at 10% and a maximum daily loss of 3%, which resets at midnight.
Daily Loss Limit3% (Can be stopped after first payout)
Max Loss Limit10% (Smart Drawdown)
Time LimitNot applicable
Scale Target10%
Scale Speedx2 (Double each time)
Scale Limit$1,250,000 for all accounts
  1. The Two-Phase model: Traders have the option to keep 80% of the profits, with the possibility of increasing it to 90%. Traders have a daily loss limit of 5% and can withdraw funds following the initial payout. This phase also implements a prudent drawdown and a maximum loss limit of 10%. Expert Advisors and copy trading are allowed in this phase, and there are no time limits, which is in line with all Instant Funding challenge accounts.
Daily Loss Limit5% (Can be stopped after first payout)
Max Loss Limit10% (Smart Drawdown)
Time LimitNo Limit
Scale Target10%
Scale Speedx2 (Double each time)
Scale Limit$1,250,000 for all accounts
Copy TradingYes

What are Forex Prop Challenges?

Forex prop challenges are a form of evaluation procedure put up by proprietary trading businesses (prop firms) to find exceptional traders and provide them with the opportunity to trade with the firm’s funds. These challenges are intended to put a trader’s capacity to earn profits while properly managing risk to the test, with a set of trading rules and objectives to adhere to over a specific period.

A forex prop challenge normally has two primary stages:

1. The challenge phase: During this initial phase, traders are given a demo account with a fixed balance and are asked to meet a certain profit objective within a set timeframe, often a month or two, while adhering to maximum drawdown restrictions and other trading guidelines. This phase evaluates the trader’s capacity to earn profits within specified risk constraints.

2. The Verification Phase: Traders who successfully met their profit objectives and followed the regulations during the challenge phase advance to the verification phase. This stage is similar to the challenge phase, although it often lasts longer and may include somewhat different profit objectives or criteria. The goal of this phase is to confirm the trader’s consistency and expertise across a longer time frame.

After completing both steps, traders are often awarded a funded account. This implies that the prop business sets aside a portion of its funds for the trader to handle. The profit gained by trading this capital is split between the trader and the prop business according to a predetermined split.

Forex prop challenges need a cost, which varies for each prop business. This charge covers the expense of the review procedure and guarantees that traders are committed to the offer.

The particular criteria aims, and structure of prop challenges might differ significantly between businesses. Traders are expected to match the following common parameters:

  • Profit targets: A predetermined proportion of the account balance that traders must meet.
  • Drawdown limits: The maximum permissible percentage loss from the account’s peak amount, both daily and cumulatively.
  • Minimum trading days: The number of active trading days required throughout the challenge period.
  • Trade style restrictions: Some companies may have regulations about trading strategies, such as forbidding high-frequency scalping or overnight positions.

Aside from the initial challenge fee, forex prop challenges provide traders with access to considerable trading capital without putting their cash at risk. However, participants must carefully evaluate the terms and circumstances of these challenges, since the criteria established by prop businesses are stringent and intended to test traders’ discipline, risk management, and trading acumen.

Instant Funding Brokers: Do They Use a Reliable Platform? 

Instant Funding allows traders to easily connect with both the MetaTrader 4 & MetaTrader 5 platforms, granting convenient access to a diverse array of trading functions and tools. Traders can have a user-friendly experience when executing trades, evaluating markets, and maintaining portfolios using either the powerful features of MetaTrader 4 or the advanced capabilities of MetaTrader 5. 

Instant Funding’s compatibility demonstrates its dedication to providing adaptable and effective trading remedies, enabling traders to confidently and easily navigate the world of finance.

Instant Funding Fees: How Much Do They Charge? 

InstantFunding charges account registration fees based on the program & amount of funding traders are applying for.

The registration fees for the Instant Funding Account scheme vary from $79 to $3,460.

InstantFunding charges fees between $99 to $925 for the One-Phase challenge.

The prop trading firm charges fees between $99 and $925 for participants to participate in the Two-Phase program.

Therefore, Forex prop trading fees refer to the costs associated with participating in a proprietary (prop) trading firm’s program, particularly those that offer traders the opportunity to trade the firm’s capital. These fees are a critical aspect of the business model for many forex prop firms, especially those that run challenge or evaluation programs to vet potential traders. Here’s a breakdown of the types of fees that traders might encounter:

1. Challenge Fees

These are upfront fees paid by traders to enter into a trading challenge or evaluation program. The challenge is essentially a test that evaluates a trader’s ability to generate profits while adhering to specific risk management rules. If successful, the trader is usually offered the opportunity to trade with the firm’s money. Challenge fees can vary significantly depending on the firm, the size of the demo account provided for the challenge, and the complexity of the challenge itself.

2. Account Setup or Administration Fees

Some prop firms may charge a one-time setup fee for creating and managing a trader’s account. This fee might cover the administrative costs associated with setting up the trading infrastructure, account monitoring, and other backend services necessary for the trader to begin trading.

3. Monthly Desk Fees

Desk fees are akin to rental fees for the physical or virtual space and resources (like software, data feeds, and trading tools) provided by the prop firm. While more common in traditional prop firms that offer physical trading desks, some online forex prop firms might also charge a monthly fee for access to premium trading platforms or tools.

4. Profit Split

While not a fee per se, the profit split arrangement is a significant financial consideration in prop trading. After successfully passing a challenge, traders are allowed to trade with the firm’s capital, and any profits generated are split between the trader and the firm according to a predetermined ratio. Common splits might be 70/30 or 80/20, favoring the trader. It’s essential to understand the profit split terms as they directly affect the trader’s potential earnings.

5. Software or Data Fees

In some cases, traders might need to pay additional fees for access to specialized trading software, real-time data feeds, or analytical tools that are not included in the basic package offered by the prop firm.

6. Education or Training Fees

Some prop firms also offer educational courses, mentoring programs, or trading workshops. These might be optional or required parts of the trading program, with fees varying widely based on the content’s depth and duration.

Key Considerations

– Value for Money: Traders must assess whether the fees charged by a prop firm offer good value for the services provided, especially in terms of the trading capital access, technology, and support offered.

– Transparency: Reputable prop firms are transparent about their fee structure, with no hidden charges. Traders should thoroughly review all terms and conditions before committing.

– Risk: While paying fees for a chance to trade with significantly more capital can be appealing, traders should consider the risk of not passing the challenge and the potential loss of the fee paid.

Forex prop trading offers a unique opportunity for traders to leverage more substantial capital than they might otherwise access. However, understanding the fee structure is crucial to making an informed decision about which prop firm to engage with.

Instant Funding Proof of Payment:

The organization boasts a reliable weekly payout method that distinguishes it from competitors in the sector. Traders can request payouts every 7 days following the initial payout, which occurs 14 days after the first deal. Deel facilitates these transactions smoothly, providing many payment options including cryptocurrency, PayPal, & bank transfers. This guarantees that traders worldwide can easily and efficiently retrieve their winnings.

Instant Funding Customer Support: 

Traders can contact Instant Funding through many methods like email, live chat, & WhatsApp for inquiries, assistance, or issue reporting. The live chat operates around the clock for immediate support, and the crew promptly responds to emails. Before contacting us through these means, we recommend consulting the FAQ page, which offers detailed answers to frequently encountered issues, ensuring efficient and prompt help.

Instant Funding is actively present on social networks and instant messaging platforms like Discord, Twitter, Telegram, Facebook, Instagram, YouTube, & LinkedIn. These platforms provide other methods to communicate with the team and ask for clarification. Discord is a community-focused network for traders to engage, while Telegram is another medium for community discussions that offer vital insights into the Instant Funding program and the broader market.

This multifaceted strategy streamlines the learning process, making it especially beneficial for inexperienced traders. The company’s blog contains meticulously written pieces that shed light on many parts of its products, such as advertisements, enhancing traders’ comprehension. Instant Funding has an impressive Trustpilot rating of 4.8/5, indicating highly positive comments and good customer service.

What Makes Instant Funding Unique? 

The Smart drawdown model developed by Instant Funding is designed to improve users’ trading experience by providing improved prices and trading conditions. This novel method combines static & Trailing drawdown tactics, distinguishing it in the market.

Designed for South African traders, Instant Funding’s Smart drawdown concept offers a unique trading atmosphere with benefits such as cost savings and higher profit margins. Instant Funding’s Smart Drawdown model starts at a -10% threshold and remains fixed until traders generate significant gains, unlike traditional Trailing Drawdown models with -5% or -6% criteria.

Furthermore, when traders achieve a profit that is more than 5%, the algorithm automatically reduces the drawdown to -5% of the initial balance and maintains it at that level. Instant Funding’s unique feature highlights its dedication to enhancing traders’ success while encouraging a profitable trading atmosphere.

Instant Funding Reviews: What Do Their Customers Say?

Instant Funding has a rating of 4.8 out of 5 stars on Trustpilot. It also has 959 customer reviews on Trustpilot.  

Instant Funding Trustpilot

#1. George van Biljon gave Instant Funding 5 stars for their customer service, as expressed by him. They repeatedly went out of their way.

He has been trading on a new account for a few days. He was astonished to discover how frequently slippage can work in his favor. Opened a new account with a different proprietary trading firm. Although their slippage and commission are lower, he earned more money by trading identical transactions with Instant Funding. 

If the individual is a seasoned trader, Instant Funding is a recommended choice to explore. He also had a positive experience with receiving rewards. The funds were deposited into his account within one to two days. He suggests Instant Funding for any traders who have a good win rate.

Instant Funding prop firm review

#2. Aaron Reliford expressed satisfaction with the prop firm and indicated that he has no complaints. He obtained his credentials within the first 10 minutes and enjoys the fast funding Discord. 

The community is quite active. His only modest concern is the smart drawdown. He understands the functioning of it but desires for it to be a minimum of 8% of the initial account amount. Overall, the proprietary trading firm is satisfactory at this point.

Instant Funding prop firm reviews

#3. George van Biljon asserts that the experience was enjoyable yet temporary. He received a single reward. The intelligent reduction was quite effective. He possessed an account with a balance of R1250. Their drawdown increases to 5% after they achieve a 10% growth. The maximum drawdown for him is slightly over $60. One single trade going against him may easily deplete his money. Subpar.

Instant Funding prop review

#4. Rubes mentioned that he had just begun the challenge & was frustrated with the dependability of Instant funding on his first deal. It is unclear how a trade can result in a 1% loss of the account when the stop loss is set at the entry price. This is acceptable outside of the news broadcast. During the next trade, despite being in a news environment, it was terminated using a stop loss instead of taking a profit due to significant slippage.

Instant Funding complaint

#5. Jean-Paul Francisco accused this prop firm of being fraudulent in his statement. If traders receive a large payoff, they will not pay. They will find justifications to withhold the compensation, such as falsely accusing them of using a forbidden strategy.

They would remove their messages/posts in their public chat on their Discord account to conceal their suspicious schemes from other traders. Furthermore, they will silence them. Avoid this proprietary trading business. They will exploit them for money without compensating them. He possesses all the photos/screenshots as evidence to support his assertion.

Instant Funding complaints


Instant Funding is an innovative trading organization that has made notable progress and acquired popularity in the Forex trading industry. They have a varied range of funding schemes and powerful trading capabilities that might potentially transform the sector.

The company’s goal is to empower traders by offering immediate access to capital by deviating from the traditional industry conventions. Traders at can anticipate a smooth trading experience with no strict time limitations sometimes found in other proprietary organizations.

Instant Funding provides a lenient trading regulatory environment and the opportunity for profitable profit sharing. Therefore, it offers a convincing proposal in the competitive trade industry. Traders should be cautious about the unconfirmed claim concerning the amount of funded traders linked to InstantFunding.

Instant Funding is an appealing choice for both inexperienced and experienced traders, providing quick availability of funds and a wide range of trading tools to accommodate different tastes and skill levels.

Account size up to:
Profit Split Up t0 90%
*Choose your account type and start trading

Trading Platforms
Deposit and Withdrawal
Customer Support
3.0 Overall Rating

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